To determine the rewards potential of the PenFed Platinum credit card we must consider what an American household might spend on a credit card each year. Available options include gift cards, merchandise or travel. You may redeem your points for products, services, or account benefits by logging into, going to your Platinum Rewards account and clicking “Redeem Rewards”. There’s also a first-year welcome bonus of 15,000 bonus points after spending $1,500 in the first 90 days of account opening. Points earned will expire five years from the month in which they were earned. There are no limits on the amount of rewards a cardholder can earn. The Platinum Rewards Visa Signature® Card * earns 5 points per dollar for gas purchases at the pump and electric vehicle charging stations, 3 points per dollar for supermarket purchases, restaurants/dining, and cable, satellite and other television/radio/streaming services and 1 point per dollar on all other purchases.
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